Products

Multiple down payment options available, as low as 3%

Customize your loan term from 8 to 30 years

No more balloon payments just fixed or adjustable

Choose from interest rate programs, such as fixed, adjustable, or balloon

Offers lower or no mortgage insurance, depending on down payment

Ideal for all property types, such as condominiums, second homes, or investment properties

Lower your payment or take cash out to take advantage of lower interest rates

Consider moving from a 30 year to a 20 or 15 year term to pay your home off faster

Consolidate or pay off higher interest debt, such as credit cards or home equity loans

Pull cash out for larger expenses or investments

Mortgage interest may be tax deductible (consult with your tax advisor for details)

Ideal for first-time homebuyers or those who haven’t owned a home in a while

Allows home purchases with as little as 3.5%, reducing cash needed to close

More flexible qualifying guidelines than typically offered by conventional financing programs

Streamline and cash out refinances available that simplify the loan process

Purchase and rehab financing allows for quick spruce-ups or major remodeling

Ideal for active, non-active, and retired veterans who meet the Armed Services requirements

Home purchases with as little as 0% down and no monthly mortgage insurance, saving you money

More flexible qualifying guidelines than typically offered by conventional financing programs

Streamline and cash-out refinances available that simplify the loan process

Seller can pay for repairs and/or closing costs

Great for homebuyers with lower to moderate incomes and purchasing homes in rural areas

Allows home purchases with as little as 0% down, reducing cash needed to close

USDA Guarantee Fee and eligible closing costs may be financed

Gift money, grant money, and seller contributions are allowed

Ideal for homeowners ages 62+ who do not want a monthly mortgage payment

Provides cash flow for living expenses or emergency expenditures, such as home repairs

Pay for medical costs, such as surgeries, hospital stays, and in-home care

May also be used to pay off existing mortgage

Program experts to help you understand and navigate program details